Employers Committed to Control Health Insurance Costs (E.C.C.H.I.C.) to Hold Seminar in Topeka
Employers Committed to Control Health Insurance Costs (ECCHIC), a network of insurance brokers and employers committed to stabilizing medical benefit costs through proactive and creative cost management methods, will present a free seminar on "Health Insurance Cost Management" in Topeka
on Wednesday, March 10 beginning at 10:30 a.m. at the Capitol Plaza Hotel, 1717 SW Topeka Boulevard. Lunch will be provided. Small business owners and individuals with health insurance concerns are invited to attend these informative seminars.Health insurance benefits are the fastest growing cost center for employers today. At the same time, these costs are also often the least evaluated, managed, analyzed and understood by employers.
Often, employers know the total cost of co-pays and premiums but not the amount actually spent on health care, which could potentially be quite a bit less than is spent on pre-paying for health care through insurance companies. At the same time, doctors and providers are being paid the same for their services today as they were five years ago, even though health insurance premiums escalated over 70 percent during this same period of time. "The vast majority of medical payments that are processed by insurance companies are less than $100.00, costs for which insurance was not originally meant to cover," said Howard Danzig, the St. Louis-based cost management expert who founded ECCHIC. "Auto insurance doesn't cover the cost of replacing tires or batteries and homeowners' insurance doesn't cover the cost of fixing a faulty furnace, yet the reason medical insurance has become so cost prohibitive is because it is used for affordable, predictable expenses that should be paid directly to healthcare providers."ECCHIC is advocating a program that is based on cost efficiency and evaluation of actual claims costs.
By helping employers contain costs and only pay for the health care that is provided to employees, ECCHIC has substantially stabilized costs for participating employers, including a number of hospitals, school districts and private companies. Several ECCHIC employers have experienced unchanged budget and cost contribution levels for benefits for three or more years in a row with no decrease in benefits. Further, after detailed cost analysis, all participating employer groups are spending less than they would have using their old methods of shopping around for the lowest rates and adjusting benefit packages for employees.ECCHIC emphasizes that employer groups must access medical services at a non-inflationary discounted rate thus reducing the cost of benefits by approximately 30%. The group also educates employees on how to purchase major medical insurance efficiently to meet need and risk.Those interested in attending the ECCHIC seminar should register by calling 800-280-0010.Media contact: Jill BronaughTalonPR, Inc.785-224-1851e-mail protected from spam bots.
The Toughness of A Dakota
Finding its way to the automobile world in 1986, the Dodge Dakota has been around ever since. This vehicle model from Dodge is a tough and compact truck. It has been crafted to be tough and very much powerful. The power from this vehicle comes from its superior V6 engine as well as from its well-supported suspensions. In its segment, it is one of the biggest trucks.
It has been made available in a range of monochromatic colors. This vehicle has been made available in three body styles which comprise of the regular car, the extended "Club" cab, and the crew "Quad" cab. This vehicle can actually serve as a family vehicle and it is very spacious and roomy which is even greater compared to its competitors like the Ford Ranger, and the Chevrolet Colorado.
The Dodge Dakota offers features and options that include rear wheel antilock brakes, and a four wheel antilock brake system. It has the capacity to take in a maximum of four passengers in its spacious cabin....
Toyo tires > The Toughness of A Dakota
Alternatives To Today's High Gas Prices
(ContentDesk) October 19, 2005 -- Since the price of gas has risen to phenomenal highs, local news has reported several cases of "pump and drive theft." When apprehended, they are arrested as criminals, Lois Center-Shabazz the editor of MsFinancialSavvy.com calls them victims. She says these thefts could have been averted if the individuals understood gas savings in the first place. She recommends these important steps to improve your gas performance:Using Your Air Conditioner requires a significant amount of gas. Park your car in the shade to keep it cool, and use a sun shield if you have to park in blistering heat. Roll down the window, and enjoy the fresh air as you drive.
At the gas pump don't use premium fuel unless you have too. When you are pumping your gas don't top it off, gas can be wasted in fumes and by dripping outside your tank.The heavier your car, the more gas it takes to pull it. Remove heavy loads from your trunk and car as soon as they are no longer needed....
Alternatives To Today's High Gas Prices
Toyo tires > Alternatives To Today's High Gas Prices
Beyond Paint: Decorating Walls With Stencils
Painting walls in various colors is a quick and easy way to decorate any room in your home. But when you're looking for something a bit more artistic and unique, you might try your hand at stenciling.Stencils come in a variety of forms: Simple geometric shapes to elaborate scenery. Really good stencils can actually reproduce famous paintings and designs too.A simple room decoration stencil pattern to start with is borders. Stenciling borders can be done in addition to existing wallpaper, or as a replacement. Stenciled borders can be repeated geometric designs, or more detailed repeating patterns such as vines, flowers or leaves.
Borders can also be placed at the top of a wall, the bottom, or in dead center for variating effects and design influences.Stencils allow you to create friezes as well. This is done simply by starting with a strong contrasting color at the top, and carried downward through gradually fading tints until they are lost in the general color of the wall There...
Beyond Paint: Decorating Walls With Stencils
Toyo tires > Beyond Paint: Decorating Walls With Stencils
Three Marketing Wizards Together for the First and Possibly Last Time
Orlando, FL
April 6, 2005 On April 22, 23, and 24, 2005, three of the marketing industry's most experienced gurus will come together in Orlando, Fla., to pool their wisdom and share their knowledge with their students and followers. In a unique program sponsored by the International Guild of Professional Consultants (IGPC), Richard Johnson, Elsom Eldridge Jr., and Steven P. Haas will conduct an intensive 33-hour training program. Participants in the program will learn the strategies of the Extraordinary Power Marketing System, a marketing methodology so successful it enables marketing consultants to offer their clients a money-back guarantee on their marketing services.Richard Johnson is the creator of the Extraordinary Marketing Power System. Since 1978, Johnson has implemented remarkable entrepreneurial and marketing systems for companies in all types of industries and has gained fame as, "the innovator who put the leverage in the leverage marketing system." Elsom Eldridge,...
Toyo tires > Three Marketing Wizards Together for the First and Possibly Last Time
"Confidence" Auctioned on eBay ... Bidding is Underway
Palm Beach, FL (ContentDesk) Nov. 27, 2005 - The Cowardly Lion received his medal for courage on the Wizard of Oz. Now, for the First Time, Confidence is being auctioned on eBay. As the age of mental skills training has fully arrived, eBay users can now bid on a one-hour mental coaching session aimed at teaching confidence, or any of 7 other critical mental skills important in success. The session may be given as a gift.????A performance specialist in business, sports, academics, and healthcare...
potty training Employers Committed to Control Health Insurance Costs (E.C.C.H.I.C.) to Hold Seminar in Topeka "Confidence" Auctioned on eBay ... Bidding is Underway Toyo tires
Toyo tires > "Confidence" Auctioned on eBay ... Bidding is Underway
Volkswagen R32: Most Powerful and Drivers Most Wanted Car Will Stand Out More with VW Aftermarket Parts from Partstrain
Volkswagen R32: Most Powerful and Drivers Most Wanted Car Will Stand Out More with VW Aftermarket Parts from PartstrainThe sporty Volkswagen R32, which earned the "Drivers wanted" car ever, features a powerfully 3.2-liter version of the famous VR6 engine. The VR6's powerful output is due to its unique narrow angle V design. All this volume fits under a single aluminum alloy cylinder head. On the outside, the VW R32 comes with true dual exhaust pipes, newly designed bumpers, front one acting as...
skirts Employers Committed to Control Health Insurance Costs (E.C.C.H.I.C.) to Hold Seminar in Topeka Toyo tires Volkswagen R32: Most Powerful and Drivers Most Wanted Car Will Stand Out More with VW Aftermarket Parts from Partstrain
Toyo tires > Volkswagen R32: Most Powerful and Drivers Most Wanted Car Will Stand Out More with VW Aftermarket Parts from Partstrain
Top 10 Ways to Cut Spending
Do you run out of money before you run out of month? Do you wonder where your money goes each month? Do you struggle to find money to invest for retirement, emergencies and other financial goals? Here are 10 tips to cut your spending and stretch your dollar to the max:
1. Consider dropping your home telephone line. Your cell phone is probably all you really need, and most likely it has free long distance. You could save $30 or more per month by dropping your "land line".
Toyo tires > Top 10 Ways to Cut Spending
HOW TO TELL THAT YOU'RE GETTING OLD
This week I celebrate another birthday, which brings me to that auspicious milestone where I am right between 52 and 54. A person only comes to this stage of life once, so I am going to make the most of it.This year I plan celebrating my 29th birthday. I figure it's my birthday, so I should be able to celebrate whichever one I please. Twenty-nine is the perfect age; this is the third time for me to celebrate it and it probably will not be the last.At 29, you are not over the hill and yet you are...
Employers Committed to Control Health Insurance Costs (E.C.C.H.I.C.) to Hold Seminar in Topeka
Toyo tires > HOW TO TELL THAT YOU'RE GETTING OLD
Successful Children's Birthday Party Activities
Successful Children's Birthday Party Activities~ lots of fun, cheap, creative and even bilingual! ~by Having now somewhat recovered from Emily's seventh birthday party, I thought I'd share a couple of the more popular games and activities, used by a group of children between the ages of 4 and 10.Bilingual Vocabulary Picture BingoAs a unilingual home schooling American in Europe, I've got a fairly singular set of conditions to work under when creating activities. This bingo game was a hit...
Employers Committed to Control Health Insurance Costs (E.C.C.H.I.C.) to Hold Seminar in Topeka
Toyo tires > Successful Children's Birthday Party Activities
Spain: A Hot Spot Destination for Travelling Pensioners
There is no better place in the world to spend a holiday than Spain. Spain offers a myriad of recreational pursuits and you will have little or no problem finding splendid accommodation in Spain. In fact, when you plan a holiday in Spain you'll have few worries in terms of arranging your itinerary: this will allow you to focus on other important things concerning your plans. Purchasing travel insurance is extremely important whenever you are travelling and you should not consider a holiday...
Employers Committed to Control Health Insurance Costs (E.C.C.H.I.C.) to Hold Seminar in Topeka Spain: A Hot Spot Destination for Travelling Pensioners Toyo tires
Toyo tires > Spain: A Hot Spot Destination for Travelling Pensioners
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